ByChip
Reading Time: 9 minutesHello from the middle class trap, aka the debt death spiral. You are not about to read an uplifting, inspirational blog post about someone that has already overcome their financial issues and achieved financial freedom. I am not about to give you an easy button, or a step-by-step manual on how you can achieve financial…
ByChipReading Time: 9 minutesOk, so you made the decision to build an emergency fund, now what? How much of an emergency fund do you really need? Before I answer that question, let’s drill down into why emergency funds are a critical aspect of a strong financial foundation. Why Do You Need an Emergency Fund? An emergency fund helps…
ByChip
Reading Time: 4 minutesI have finally arrived at a fork in the trail after a grueling trek up the mountain. My wife and I have paid off around $83,000 in debt in 16 months. We are now left with roughly $24,000 in non-mortgage debt that consists of the below. If you want to see where we came from…
ByChip
Reading Time: 5 minutesRunning you finances on a budget can be as easy or as complicated as you want to make it. While there isn’t one “right way” to run a budget, there most certainly are some budgeting mistakes you could be making that are making your life that much harder. Budgeting isn’t super fun, so don’t make…
ByChip
Reading Time: 15 minutesIf you’ve found yourself stuck in the middle class trap, and aren’t sure how to escape, then know you aren’t alone. I (and many others) have been in your shoes. The bad news is your situation currently sucks, but you already know that. The good news is that there is a way out. We’re going…
ByChip
Reading Time: 6 minutesI have made a lot of money mistakes in my life, especially before I began my pursuit of financial literacy. I am also positive that I am currently making some money mistakes right now, but I just haven’t realized them yet. Here are the most glaring mistakes I have made over the years. 1. Thinking…
